Jumat, 15 Desember 2017

00.46 Posted by Pars No comments
The grocery market, one of the largest consumer markets in the world, is forecast to reach $8.5 trillion by 2020. It is reaching a digital tipping point, with much of its growth to come from online. Online grocery, being the target segment for INS, is expected to grow from $98 billion in 2015 ​to ​$290 ​billion ​in ​2020, ​according ​to ​IDG ​estimates.

Despite the tremendous growth, the grocery market has two large interrelated problems ​- ​abuse ​by ​grocery ​retailers ​and ​ineffective ​trade ​promotions.

The grocery market dominated by retailers. Retail chains capture a very high share of grocery revenue and have a huge influence over manufacturers, causing deep impact on consumers worldwide. Retailers dictate what food is grown and how it is processed, packaged, priced and promoted. As an example, in the UK, four retailers serve as a slim conduit for 7,000 manufactures to sell their products to 25 million households , which demonstrates how the 1 existence of retailer abuse in the grocery industry has not only been allowed to develop but also thrived.

The grocery market dominated by retailers. Retail chains capture a very high share of grocery revenue and have a huge influence over manufacturers, causing deep impact on consumers worldwide. Retailers dictate what food is grown and how it is processed, packaged, priced and promoted. As an example, in the UK, four retailers serve as a slim conduit for 7,000 manufactures to sell their products to 25 million households , which demonstrates how the 1 existence of retailer abuse in the grocery industry has not only been allowed to develop but also thrived.


Ineffective, costly and outdated trade promotions practice. ​Trade promotion spending represent 17% of manufacturer’s sales . Each year, over $50 billion on trade promotions never reaches the consumer. Unfairness in today’s promotion-laden atmosphere go hand in hand with the rising costs of promotions and the inefficiencies they produce.95%of manufacturers admit that​ ​trade​ ​promotions​ ​inefficiency​ ​is​ ​an​ ​extremely​ ​important​ ​issue.


How INS Work ?


Product Search
The decentralized file storage network (we explore different options from IPFS to Storj) is used to maintain up-to-date databases of products listed by manufacturers. Consumers can apply sorting and filters to choose what they want to buy. Manufacturers may distribute proprietary apps derived from the reference implementation, in which they can choose specific sorting methods ​and ​filters ​for ​products.

68% of consumers that shopped online say they are very likely to switch grocers for a better
online shopping experience (quick, easy, convenient, enjoyable) . Browsing tens of thousands of products online can be very daunting for consumers, so we will make it as easy as possible for them to find the products that they love. For instance, we will provide catalogue filters for item ​attributes ​such ​as ​Local, ​Gluten-Free, ​Organic ​and ​On ​Sale. 


We will use the 1-to-1 personalization right from the homepage where consumers should feel that the experience has been tailored specifically to them. Consumers will see their previous orders, have access to their most frequently purchased items, and be shown products and specials that are relevant based on their shopping history. The 1-to-1 personalization will extend to search results, the products displayed at the top of each department, product recommendations ​in ​the ​cart, ​and ​daily/weekly ​offers.

Token Sale
Start ​date: 11:00 ​AM ​(GMT) ​on DECEMBER ​4, ​2017
Payment ​methods: ​BTC, ​ETH, ​LTC, ​DASH, ​USD ​(bank ​transfer)
Soft ​cap: 20,000 ​ETH
Hard ​cap: ​60,000 ​ETH
Token ​exchange ​rate: ​1 ​ETH ​= ​300 ​INS ​tokens
Total ​token ​supply ​(max): 50,000,000
Min ​purchase: 0.1 ​ETH
Bonuses : 


  • The ​exact ​number ​of ​tokens ​generated ​depends ​on ​the ​amount ​of ​funds ​contributed
  • No ​token ​creation, ​minting ​or ​mining ​after ​the ​end ​of ​the ​ICO ​period
  • Tokens ​will ​be ​transferable ​once ​the ​ICO ​is ​completed
  • If ​the ​soft ​cap ​is ​not ​reached, ​funds ​will ​be ​returned ​to ​the ​participants
  • Upon ​reaching ​the ​hard ​cap, ​the ​ICO ​will ​end ​immediately
TEAM


Details Information :

Website : https://ins.world/







Selasa, 05 Desember 2017

14.47 Posted by Pars No comments

In the blockchain world, there are many ICO projects, one of them is pay token. TokenPay is a blockchain project that incorporates Bitcoin cryptography technology with advanced security and privacy features. In addition, TokenPay is building a platform that combines banking and private exchange closed. This allows the wider adoption of coins through consumer and merchant services.

TokenPay's goal is to give clients the opportunity to facilitate ordinary crypto of hard asset transactions easily.TokenPay is in negotiations to form a new bank charter, acquire a bank or partner with a 20-year-old bank, in an attractive and privacy-based jurisdiction. In addition to the consumer benefits of cryptocurrency, TokenPay plans to introduce a full suite of merchant services through TokenPay's powerful banking platform. All charges and charges collected will be denominated in the TPAY digital token, which has been thoroughly tested and developed. TPAY is an ultra-privacy coin that is functionally superior to Bitcoin in many ways. It contains several unique features such as multi-signature, ring signature, dual-key stealth address, ZK (zero-knowledge) proof, along with integrated and decentralized Tor network integration. TPAY is the backbone of the integration of the fundamental cryptocurrency banking of TokenPay.

What is TOKENPAY ?

TokenPay is a blockchain project that incorporates bitcoin cryptography technology with previous security and privacy features. In addition, TokenPay is building a platform that combines closed banking and private exchange. This allows the wider adoption of coins through consumer and merchant services. developing tokenpaycoin and the infrastructure to support its daily use is an important step.

The TokenPay platform has been designed to combine the strengths of an established banking institution with the flexibility and future potential of cryptocurrency. This network enables the exchange of Bitcoin, Ethereum and other major emergency crypts by bridging the transition gap to fiat. It also allows unlimited user access to cryptocurrency funds at point-of-sale merchants and ATM locations worldwide.

Users will have the ability to store Bitcoin and other cryptoes in a secure and insured wallet similar to what customers in regular banks provide fiat accounts. As a result, Counterparty Risk is naturally minimized with licensed and bonded banks. Token TPAY sales funds are intended to be used to complete banking acquisitions. This bank will operate in a way that will meet and understand the uniqueness of the needs of global cryptocurrency holders.

TokenPay's goal is to help clients to facilitate 
commonly encountered crypts on hard asset transactions with ease. Why does TokenPay base its Blockchain from Bitcoin? In 2008, Satoshi Nakamoto released the whitepaper and source code from Blockchain Bitcoin Nakamoto's goal was to create a digital currency. One that is not centralized by government or federal reserve. It's open source and allows other cryptographers to fix the code. By 2017, various developers have produced many different cryptoes. All claims to have superior technology. However, Bitcoin still dominates the market.


Two Fundamental Differences between PAY and Bitcoin
  1. Proof-work or PoW is a capital-intensive process for obtaining Bitcoin. Every entity With the right tools and knowledge of the blockchain can "mine" or earn Bitcoin. The process of mined bitcoin consists of the acquisition of expensive computers or "mining equipment" which uses the power of processing chips and electrical graphics to solve advanced mathematical puzzles.
  2. When the puzzle is solved, the computer confirms the transaction which allows it to get Bitcoin in return. By 2017, the cost of mining a single Bitcoin is reached in excess of USD $ 1000. The less Bitcoin available as a cost award will only increase with increasing competition for mining.
  3. TokenPay SCI or Secure Communication Interface
All messages sent and received are encrypted by proven AES-256-CBC Algorithms and are distributed among nodes in such a way as to prevent the recipient's messages being unhamphed or viewed by anyone it is not intended for, even if the hacker can see the entire network and run the network node.

Six Features TokenPay

Multi-Signature Transactions

Standard transactions on the TokenPay network could be called “single-signature transactions,” because transfers require only one signature — from the owner of the private key associated with the TPAY address. However, the TokenPay P2P network supports much more complicated transactions that require the signatures of multiple people before the funds can be transferred. These are often referred to as M-of-N transactions. The idea is that TPAY coins become “encumbered” by providing addresses of multiple parties, thus requiring the cooperation of those parties.

Ring Signatures
In cryptography, a ring signature is a type of digital signature that can be performed by any member of a group of users that each have keys. Therefore, a message signed with a ring signature is endorsed by someone in a particular group of people. One of the security properties of a ring signature is that it should be computationally infeasible to determine which of the group members' keys were used to produce the signature.

Dual-Key Stealth Addresses
These addresses are different from the standard addresses commonly used in cryptocurrencies and allow for better privacy. A dual-key stealth address can be shared publicly by the recipient yet any transaction made out to this address cannot be linked back to it.  When the stealth address has been revealed to the payer(s),  it will enable the payee to receive infinite unlinkable payments. Meaning that each payment to a Stealth address computes a new unused normal address on which the funds ought to be received, any eavesdropper will be unable to link the two addresses.

TPAY combines these features available to make the user experience a private and secure one.

Zero-Knowledge Proof
In cryptography, a zero-knowledge proof or zero-knowledge protocol is a method by which one party (the prover) can prove to another party (the verifier) that a given statement is true, without conveying any information apart from the fact that the statement is indeed true.
If proving the statement requires knowledge of some secret information on the part of the prover, the definition implies that the verifier will not be able to prove the statement in turn to anyone else, since the verifier does not possess the secret information.

Tor Network Integration
Tor is a distributed overlay network designed to anonymize low-latency TCP-based applications such as web browsing, secure shell, and instant messaging. Clients choose a path through the network and build a “circuit'', in which each node (or onion router) in the path knows its predecessor and successor, but no other nodes in the circuit. Traffic flowing down the circuit is sent in fixed-size "cells," which are unwrapped by a symmetric key at each node (like the layers of an onion) and relayed downstream.

Roadmap

2015 Q4
eFin . com beta version of the platform was launched in autumn 2015.

2016 Q2
Partnership with USTOCKTRADE and London Stock Exchange Tony Weersinghe.
Feature Presentation at the Fintech MIT Conference.

2016 Q4
Due to the tremendous user demand for blockchain assets, the founders shifted focus on cryptographic technology.
Presents the corporate headquarters in the British Virgin Islan privacy jurisdiction.

2017 Q1
The world class onboard team dev to build a safer and untraceable version of Bitcoin.
The integration of proprietary Tor network coin technology,
Built-in Stealth and Encrypted Messaging messaging system.

2017 Q2 
Launched Multi-Signature Transaction Engine, Released Linux, Windows, MacOS and Paper Wallets.

2017 Q3
Agree to get established bank, Added Ring Signature feature for TPAY blockfain.
Zero-Knowledge Proof advanced automation is added.

2017 Q4
Remove the TokenPay Token Sale Whitepaper.

2018 Q1
Completion of Token.T sales
add TPAY to the stock exchange.
TPAY Apple iOS Mobile Wallet.
Completion of Bank Integration due diligence

2018 Q2
TokenPay site launched for commercial use.
Complete acquisition or partnership from the Bank.
P2P multi-screen payment platform.
Application of global merchant services available.

2018 Q3 OR Q4
BlueDiamond debit card sent to account holder

2019
TokenPay Bank to expand into new areas within APAC

TEAM


Details Information :






14.38 Posted by Pars No comments

What is MeetnGreetMe ?
MeetnGreetMe is a global platform connecting international travelers and local people for getting personal concierge services and lifestyle management. Contact and hire local people as your personal assistants to take care of your needs when you travel.

MeetnGreetMe is a crowdsourced travel concierge service and lifestyle management ecosystem where every traveler can request services tailored to their travel needs and budget. Delivered by resourceful local people and paid via blockchain enabled P2P payment system.

Mission
The MeetnGreetMe mission is to let everyone access all the benefits of personalized approach to their travel needs while supporting local businesses and communities to market their services and products at fair costs. 

Recognizing that our life as international travelers can be more comfortable, easier and enjoyable should we knew trustworthy people in a visited city, we have started to develop a new concept of personal travel concierge service which is delivered by local people to world travelers and hence can be afforded by anyone who needs it. Basing it on trust, friendship, fun and hospitality we are building a global community of like-minded people who are happy to share their hospitality, local expertise and knowledge with travelers.

Vision

We aim at revolutionizing travel and hospitality industry via turning it into a crowdsourced ecosystem with decentralized elements where every member is incentivized to contribute with their time, skills, local expertise and resources to the MeetnGreetMe ultimate goal - help people from around the world travel carefree, enjoy personalized approach to their travel needs and savour authentic experiences wherever they are.



We  see MeetnGreetMe as a community driven marketplace where all the parties will find an opportunity for self-expression and -enhancement through helping others and eventually will be rewarded by the community. Moreover, the background diversification of MeetnGreetMe community members will help to bring the blockchain technology to masses and popularize it among people around the world.



Advanced analytics and machine learning which will be later integrated will allow us to produce offers based on our customers’ behavior and radically change a way people approach the process of planning and arranging their travel related tasks and activities.

How it Works ?
  • Choose The City and Services
Enter the city where you are planning to go and choose the services you'll need during your trip.
  • Hire a MeetnGreeter
Discuss all the details and hire a MeetnGreeter to support you when you travel.
  • Travel and Enjoy
Enjoy personalized approach to your needs and individualized adventure.

Safety in MeetnGreetMe
  • Verification System
We work with every application from potential MeetnGreeters on an individual basis to ensure their credibility.
  • Payment Protection
MeetnGreetMe Payment Protection makes sure you pay only for the services delivered in accordance with your request.
  • Dealing with Issues
In case any disputes arise, we have specific programs to address and effectively solve such problems.
  • Customer Support
You can rely on our Support Team to help you handle any issues that may arise. Focus on your goals not the routine.

Value of WelcomeCoin WEL 
WelcomeCoin is backed by real MeetnGreetMe services. It means that WelcomeCoins available for sale are directly correlated with the number of service hours which can be acquired on the platform. WEL is much more than just a means of payment. It’s an essential part of MeetnGreetMe philosophy of rewarding community and giving back for the contribution. Within the MeetnGreetMe ecosystem WelcomeCoin can buy what money can’t.

ICO
The exact date of the main crowdsale will be defined  later and will be on during 4 weeks.
ICO will have a minimum cap of 1 000 000 USD.
Early contributors will get a bonus. The bonus rate will drop with every week, starting at 9% and ending with 0% on the last week of the crowdsale.


Token WEL
150,000,000 WEL will be issued with 75,000,000 WEL available during the crowdsale.  It's a one-time emission.
  • Pre-sale starts on 11 December 2017 (9.00 AM EST)
  • Soft cap1,000,000 USD / 10,000,000 WEL
  • Hard cap7,500,000 USD / 75,000,000 WEL
  • Accepted CurrenciesETH
  • Token exchange rate1 WEL = 0,0004 ETH 
  • 1 WEL = 0,10 USD
Distribution



Distribution of Raised Funds
All funds raised during the crowdsale will be allocated to support the further growth of MeetnGreetMe with focus on marketing activities directed to growth and expansion, platform advancing and community development.

Team


Details Information :


Whitepaper : here




11.35 Posted by Pars No comments

On December 11, 2017 STK (“STK Global Payments”) will conduct a Token Generation Event (TGE) and will make the STK token available for purchase on the STK token sale site (www.stktoken.com). The STK token will enable real time point of sale (POS) transactions directly from users’ private cryptocurrency wallets. We predict the ability to make purchases in-store and online using cryptocurrencies will speed up mass adoption of the technology. The STK token is part of a global solution to facilitate borderless transactions. To make instant payments at point of sale from a blockchain wallet requires we do a real-time exchange of cryptocurrency into fiat. The STK token provides access to our state channels which a) ensure there is sufficient cryptocurrency (i.e. Bitcoin, Ether) in the digital wallet and b) users spending fiat at point of sale will complete the purchase from their cryptocurrency assets. STK automatically opens a state channel between each user and STK’s own wallet. STK tokens fund the transaction, much like gas funds Ethereum transactions. The first implementation will be with STACK’s digital wallet. STK tokens will be implemented on the public Ethereum blockchain and adhere to the ERC20 protocol.

What is STACK ?
STACK is an alternative to traditional banking with a better way to spend, save and share your money, fee-free and straight from your mobile. Our app provides its members with smart solutions to personal finance, with features like real time notifications, effortless savings, financial IQ and mobile tap-to-pay functionality. STACK is creating a community of users who celebrate the moments that matter most by sharing stories of transactions on the STACK World Stream. The STACK wallet is a working product that currently is in private beta with a waiting list of 20,000 people.

STACK accesses a global payment network that enables worldwide acceptance of the STACK wallet around the world. The STACK wallet is a container for 10 sub-accounts that can hold up to 10 distinct currencies – both local currency and crypto.

Vision
STK Global Payment’s vision is to create a globally accessible alternative to traditional banking, allowing you to store your money safely, access it instantly and transact with it anywhere, in any currency including crypto by using the STK token, right from your smartphone, using the STACK app. Creating a digital wallet as a companion to a traditional card solution, the STACK app enables you to use any of your currencies at point of sale, anywhere in the world.

How Does This Work In Practice ?

1. Creating a State Channel
The user loads their STK token into the STACK mobile wallet, which authorizes the creation of a State Channel with the STK platform. Both the user’s device and STACK keep a local copy of the current state of the channel. Creation of a state channel requires an on-chain operation.

2. Conducting Transactions and State Changes
When the user initiates a point of sale transaction using STACK, they receive a visual prompt in the STACK wallet showing the value of the transaction, similar to using traditional tap-to-pay mobile applications. Behind the scenes, the user authorizes a transaction to send the equivalent cryptocurrency to the STK platform.

3. Keeping Funds Ready
So long as the State Channel is open, there are no fees for conducting any number of transactions between the user and STK. Moreover, there is no fee for keeping the channel open.

4. Withdrawing Funds
If the user wants to retrieve all or part of their STK token in the channel that has not been sent to STK, they can do so by withdrawing their funds. The user signs and publishes a withdrawal request, which requires an on-chain operation. It is possible to make partial withdrawals, so the user is always secure in being able retrieve his or her ether while still keeping the channel open for future transactions with the STK network.

5. Closing
To close a State Channel, one of the parties signs and publishes a close request to the State Channel. This initiates a period during which either party can submit their most recent transactions, which determines the final state of the state channel.

STK Token
STK tokens will be available for purchase on the STK token sale site (www.stktoken.com) commencing December 11, 2017 at 17:00:00 Coordinated Universal Time (UTC). The cost per STK token is ETH 0.000672. STK tokens for sale represent 55% of all STK tokens. A maximum of 155,172 ETH and a minimum of 3,600 ETH will be accepted for the sale of STK tokens. STK tokens are not available for purchase for residents of United States of America or Canada.

In order to further develop and promote the STK platform, STK will conduct a token generation event that will offer for sale 275,000,000 STK tokens out of a 500 million total supply. The proceeds of the TGE will be used for marketing, solution development (both iOS and Android), integration of STK with STACK and the operation of crypto to local currency exchange. The remaining will be reserved for the liquidity pool, bounty programs and referrals. Any unsold tokens will be burned.

Token Generation
STK tokens will be available for purchase on the STK token sale site (www.stktoken.com) commencing December 11, 2017 at 17:00:00 Coordinated Universal Time (UTC).  The cost per STK token is ETH 0.000672. STK tokens for sale represent 55% of all STK tokens. A maximum of 155,172 ETH and a minimum of 3,600 ETH will be accepted for the sale of STK tokens. STK tokens are not available for purchase for residents of United States of America or Canada.

In order to further develop and promote the STK platform, STK will conduct a token generation event that will offer for sale 275,000,000 STK tokens out of a 500 million total supply. The proceeds of the TGE will be used for marketing, solution development (both iOS and Android), integration of STK with STACK and the operation of crypto to local currency exchange.  The remaining will be reserved for the liquidity pool, bounty programs and referrals. Any unsold tokens will be burned.

Details Information :








ETH : 0x2a28aAC6A136b4ce4dF23f56327ED63600194919
11.11 Posted by Pars No comments

Globitex is an institutional grade Bitcoin exchange, with unrivalled API capabilities for direct market access. The project has received over EUR 1,000,000 in venture capital funding with the aim of building a Bitcoin exchange that reflected the team’s vision of how an exchange should work in terms of connectivity, matching, settlement and reporting. Today you can trade Bitcoin and Bitcoin Cash against Euros on the Globitex exchange.

GBX token sale is organised in order to scale the existing Globitex exchange infrastructure to the necessary industrial trading level, with a capacity to accommodate standardised money markets and commodities listings. The token sale is interned for the business development goals divided into three parts, enabling the team to use the proceeds in order to achieve the goals set forth.

Bitcoin and cryptocurrencies based on the Bitcoin protocol are here to stay. At its core, the Bitcoin protocol has the right formulae for it to become the leading universally accepted currency. Bitcoin already functions as a store of value and medium of exchange. But, in order for it to gain significance as a unit of account in global trade, it needs to scale both technically and economically.

Globitex

Globitex introduces a digital currency exchange allowing everyone to trade commodities and money market instruments for Bitcoin. The existing institutional grade Bitcoin exchange, with unrivalled API capabilities will scale into a global spot and derivatives trading venue. It will allow producers to purchase exchange listed products for Bitcoin, and trading firms and speculators to hedge their risks in Bitcoin with derivatives trading. This will therefore increase the use cases for Bitcoin as a medium of exchange and ultimately establish Bitcoin as a unit of account suitable for global trade, with no geographic, political or monetary restrictions.

GBX Token

To realise the business goals set forth in this paper, an Ethereum EIP-20 (previously known as ERC-20) smart contract protocol based token (the GBX Token) — will be issued by Globitex Limited, private limited company (the Company) incorporated in Gibraltar fully owned by AS Globitex Holding (Latvia).
The Company will use the proceeds from the token sale to obtain various rights to use, exploit and licence the existing Globitex IT infrastructure and trading platform. The Company will also use the token sale proceeds to further develop the eco-system, infrastructure and trading platform according to the aims described in this White Paper in order to develop the services that the Token can be exchanged for.

Application

The GBX token will serve the primary purpose of a means of settlement of trades on the Globitex exchange, serving as a commission payment token, as well as used within loyalty programs. Redeemed GBX Tokens are intended to be burned and therefore permanently removed from circulation.

GBX Tokens will be usable to cover commission payments for the trades made on the Globitex platform. All registered clients of the Globitex exchange will be able to redeem GBX tokens as payment for commissions. Initially the tokens will be subject to a significant premium of no less than 20%. For example, at a price of GBX 1 = EUR 0.10, the client opting to use GBX as payment for trades will be able to enjoy the following bonus: GBX 1 = EUR 0.10 + 20%. Over time, depending on overall Company’s success, the bonus will largely increase in order to stimulate widespread utilisation of GBX tokens for trade settlement.

Furthermore, Globitex will offer other Company success-related member loyalty programs to reward its clients and token holders during the GBX Token lifetime.

Token Details

The GBX Token will be sold during the token sale in exchange for Ether (ETH), Bitcoin (XBT) and Bitcoin cash (BCH). Token distribution will be done after the end of token sales.

Token name : Globitex Token
Token symbol : GBX
Token lifetime : 10 years (subject to extension)
Token execution environment : Ethereum platform
Token standard : Ethereum EIP-20 (previously known as ERC-20) compliant smart contract
Token decimal units : 8
Token sales currencies : Ether (ETH), Bitcoin (XBT), Bitcoin Cash (BCH)
Token emission standard price : GBX 1 = EUR 0.10
Minimum sales target incl. pre sale : equivalent of EUR 1,000,000
Sales cap : equivalent of EUR 10,000,000
Minimum purchase amount : equivalent of EUR 10
Maximum purchase amount per buyer : equivalent of EUR 3,000,000
Sales start date : before February 2018. To be announced on www.globitexico.com
Sales end date : To be announced on www.globitexico.com

Early Participation Discounts During Public Token Sales

10% discount for the first 5,000,000 GBX Tokens sold
5% discount for the next 10,000,000 GBX Tokens sold

Additional Company Success-related Rewards

10% success rewards for the lifetime of GBX Token

Token Distribution and Lock up Periods

65% of GBX token pool are sold to contributors, whereas 35% are allocated to the Company for future use, including: 5% for bounty and referral programs; 10% for business development (e.g. team expansion, marketing, security rewards, conferences etc.); and two tranches of 10% released every consecutive year, following the end of the Token Sale for further business promotion.

Token Sales

The GBX Token will be sold during the token sale in exchange for Ether (ETH), Bitcoin (XBT) and Bitcoin cash (BCH). Token distribution will be done after the end of token sales.

Team


Details Information :

Website : https://www.globitexico.com/

Whitepaper : http://globitexico.com/wp.pdf

Facebook : https://web.facebook.com/globitex/?_rdc=1&_rdr

Twitter : https://twitter.com/globitex_

Telegram : https://t.me/globitex

Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1082840

ETH : 0x2a28aAC6A136b4ce4dF23f56327ED63600194919
10.48 Posted by Pars No comments

What Cashaa ?
Cashaa is creating a better bank, challenging legacy banking by building an app and products with input from our community of users. Our blockchain based platform enables its community to store, save, spend, receive, borrow and get insured, with a simplified user experience in a legally compliant way. Ultimately, Cashaa aims to become a one-stop-shop for financial needs.

Why Cashaa ?
Powering financial products for Banked and Unbanked

Cashaa's digital and transparent services are not only attractive for the banked population, but they can also deliver financial inclusion solutions to the 2.5 billion unbanked and 1 billion underbanked globally, thereby creating a unique cross-border platform which can serve the entire population.

Facilitating low-cost Currency Exchanges

Send money across borders quickly, for a fraction of the current costs. Our industry-leading technology platform powered by our traders network can protect your money and offer best foreign exchange (FX) rates every time you utilize Cashaa.

Enabling Investments in Global

Cashaa products can enable its users to access the global economy in a decentralised manner. They can facilitate the transfer of value across borders allowing greater portfolio diversification with higher yields.

Dedicated to the Community with an Open API



Create the next generation DApp to solve the world's biggest financial challenges. Our developer SDK and Open API with integrated biometric and artificial intelligence services will accelerate the growth of the digital innovation.

The Future of Banking
Cashaa isn’t just your typical banking app. Our wallet provides instant updates, send, receive or pay with our beautiful interfaces. Now you can have one account where you can deposit your money and crypto* and use it as you want.



Transfer money like never before
Your money in the cashaa wallet will move faster and easier than cryptocurrencies, receiver's will able to get the money within 30 minutes in his local currency to any card, bank account or wallet in the world in our network.



The total token supply is fixed at 1 Billion CAS
Token Sale
CAS is built as an EIP-20 (former ERC-20) token on the Ethereum blockchain
Token Type : Utility token
CAS available for public sale : 510 Million
Min Cap : $ 2.5 Million USD
Hard Cap (Max limit) : $ 32 Million USD

After token sale all the unsold tokens will be burned.

Important dates :
Public Crowd sale begins 6th November, 17:00 UTC and ends 5th December

Benefits of CAS Token
  • Acquiring premium services in the Cashaa ecosystem (Membership)
  • Ability to trade cryptocurrencies anywhere in world (Trading)
  • Lower transaction fees for the $ 600 Billion remittance industry (Remittance)
  • Providing the credit score for lenders (Micro Finance)
  • Ability to participate in governing mechanism of CAS usage (Governance)
  • Secure P2P money transfers (Escrow)
Token Distribution
Cashaa Limited affiliates will issue a one-time total of 1 Billion CAS, which is distributed into three categories, using an Ethereum based smart contract.

Bonuses Structure


TEAM
Founders and Advisors reward for the development of the Cashaa network and their continued long term alignment of the project. In order to ensure the longevity of the project and protect the integrity of the Cashaa team, their tokens will be vested. Vesting ensures the founders’ commitment to building the system in the long term. Founders and the Cashaa team will have access after the 3 years of vesting with a 12 months cliff, meaning that Cashaa team & company tokens will be locked in a smart contract, which would release them every 12 months proportionally during a period of three years as per detail below.


Details Information :






Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1082840

ETH : 0x2a28aAC6A136b4ce4dF23f56327ED63600194919

Sabtu, 02 Desember 2017

20.52 Posted by Pars No comments
What Definition PAYPRO ?

PayPro was born in 2015 as an online tool for making payments in 25 currencies saving up to 90% on hidden bank fees. We got regulated by the Financial Conduct Authority, raised two funding rounds of €750,000 in total and spent a little bit more than a year in the market. We managed to process € 500,000 per month, which is not bad at all compared to the early beginnings of Kantox or Transferwise, for instance.

From that experience, we soon learned that the payments / banking industry was totally outdated. Thus, we soon realized that we had to make a step forward if we wanted offer a truly disruptive value proposition if we wanted to change the industry. This is why we started to listen to the market, talk with industry’s experts and do a lot of test and fail. And this is how we created PayPro: the first decentralized bank built.

PayPro is a decentralized bank made for dealing with a new eco-system where value is represented in new forms thanks to Smart Contracts. Thus, PayPro is a decentralized financial-marketplace where any dApp can post its services. We are also developing a Wallet where users will be able to store crypto-currencies and any ERC-20 token.

After we have built PayPro, a user will be capable of storing ETH, BTC or GAS, for instance, and use the marketplace for investing in a crowdfunding platform, for instance. Likewise, the shares received from that investment in the form of tokens, will be also stored at PayPro. As a result of that, all the crypto-assets and liabilities of an individual will be represented in PayPro.

Future

In a future where Smart Contracts will be used for many of our daily activities, such as using decentralized computer power, trading or insuring a car, we believe that banking is also going to be decentralized.

As a result, if our marketplace manages to gather a universal crypto-wallet and a financial marketplace in the same place, we will have created the first decentralized bank-alike application where users will be capable of storing and managing all their crypto assets, ranging from storing currencies, loans or investments.

How PAYPRO Works ?

Review
Please, review our white paper and understand the terms of investment. Do not hesitate to contact us if you have any queries.

Whitelist
In order to be able to join our ICO, it is mandatory for us that you fill our know-your-customer form.

Agreement

Send your ETH from your MyEtherWallet, not an exchange. Once the campaign is closed, we will send you your tokens.

ICO

We are running this ICO in order to raise the necessary funds to kick it off. We are looking forward to starting working with you on this amazing project.

Token Sale Period

The token sale will start on November 22th, 2017 at 21:00h GMT and will finish on December 22th at 21:00h GMT or whenever the target value of 20,000 ETH is reached.

Exchange rates and limits

PayPro token will be sold at 500 PYPs to 1 ETH. Minimum investment is set at 0.5 ETH.

No other crypto-currencies are accepted

TEAM