What is Change ?
Change is a new age financial proposition for individuals with high financial ambitions. It is created for young and forward-looking men and women who feel disconnected with the way banks operate.
The clean, minimalist look of Change’s logo was designed to fit our vision. The broken circle represents Change — the ability to “break the loop” and take control.
Change is a crypto bank that offers a wide range of financial services. Change also offers a card that allows you to keep your crypts in your account, but you can also use them when shopping around the world, changing crypts right away when shopping without previous conversions, here it is currently much simpler and quicker. Another great advantage is that you will be able to invest in stocks or funds.
Vision
Our vision goes beyond just using cryptocurrencies for payments. It is time that you could also use your cryptos to invest in stocks, P2P loans, real-estate or anything else you can imagine. It is time that you could buy travel or car insurance instantly with your Ether or take a loan in Bitcoin. We don’t just believe in de-centralized data but also in the power of decentralized services.
Our vision of the all-in-one platform for financial services is not geographically bound by borders. Today’s technology and regulation allows us to create a de-centralized third-party marketplace that brings you the leading financial technology (FinTech) products. ANYONE can use the most suitable service provided from ANYWHERE.
Timeline
Change was founded in early 2016 in Singapore, one of Asia’s largest financial hubs. Shortly after, angel investors backed the proposition with over USD 200,000 in early investment, and leading FinTech startups in the region joined the group. By 2018, Change is set to launch the first global FinTech marketplace on blockchain.
Change Token
Change will support any of the major cryptocurrencies (BTC, ETH, LTC etc.) including our own token. Change Token is a cryptocurrency carefully engineered to be the flagship currency in all of Change’s ecosystem, facilitating fund transfers between different investment opportunities and financial services. It can also be used to make online and offline purchases with the Change Card, while users enjoy special benefits for using it.
Issuing a token allows Change to be backed by investors from all over the world through a tokensale. These investors will have access to Change Token at its creation. In the future, Change Token will be traded on major exchanges, next to widely known cryptocurrencies such as Bitcoin, Ether, and Litecoin. We expect Change token to become universally accepted outside of Change’s ecosystem, as the community grows and new FinTechs are integrated.
ICO
Token : Change Token
Ticker Symbol : CAG
Period Pre-sale :
09/09/17 10PM Singapore time
Sale: 16/09/17–16/10/17
Pre–sale Terms :
50,000 ETH allocated for pre-sale
Minimum investment of 10 ETH
Up to 30% discount for early investors
Exchange Rate : 1 ETH 500 CAG
Limits : 200,000 ETH (Hard Cap)
Minimum Investment : 0.5 ETH
Accepted Cryptos/ Currencies : ETH
Token Holder Benefits : Stated above
Sweeteners : ‘Change Investor’ card (limited to first 500 who invest at least 50 ETH) ‘Change Maker’ card (limited to 100 largest investors)
% of Token sold in this sale : 40%
Sale Bonuses :
first 24hrs 20%
1st week 15%
2nd week 10%
Escrow of Funds : Multi-signature Escrow Wallet, 2 out of 3 signatories
Nationality : Anyone except Singapore, Estonia and the US due to legal restrictions or countries trade sanctioned by the US.
Tim Change
KRISTJAN KANGRO — CEO at Change
ARTUR LUHAÄÄR — CEO at Smartly; Partner at Change
GUSTAV LIBLIK — CEO at First Meta; Partner at Change
EDGARS SIMANOVSKIS — CTO at Change; Blockchain developer
NAKUL PANT — CTO at Smartly
HENRY KEHLMANN — Blockchain developer
DRAGOS GIUGULA — Blockchain expert
KARL VÄÄN — CEO at BitOfProperty; Partner at Change
KENNETH LOH — Administrative
FRANCISCO BERNARDO — Marketing
Details Information :
Website : https://change-bank.com/
Whitepaper : here
Twitter : https://twitter.com/changefinance
Telegram : https://t.me/joinchat/GWX8HkLwpOoocINbLXfRtg
Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1082840
ETH : 0x2a28aAC6A136b4ce4dF23f56327ED63600194919
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